If you like idea of using real estate for financial leverage, this is the perfect tool for you. Financial leverage is investing with borrowed capital. In the present context it refers to buying a property with a home loan for rental income and associated tax benefits. For the first 1-3 years returns would be very low (negative). After a few years returns will be approximately equal to the actual appreciation in the property price. This calculator gives the annual return for 30 years.
Calculator Courtesy: HDFC Bank